A few weeks back I was giving a coaching session and was baffled to hear that the individual I was talking to had joined a web programming online course so he would have the technical skills to begin an online business.I ended up the call very frustrated.Technical skills are not vital for starting an online business. The main mistake many people do when beginning online is to believe that they need first to know how to code.Somebody is thinking of beginning an online business and… join a programming or web engineer online course.Do you see any logic here?!I now understand why web-programming courses have been flourishing the last few years on the Internet!With individuals intrigued by the opportunity that lies in having an online business, they mistakenly believe that by gaining the technical knowledge they will be able to start an online business.You can be the best online software engineer in the world and still struggle in being a successful digital entrepreneur.I get it – without a site, you can’t go far on the web.The uplifting news is that whether you want to blog or sell products online, you can have a website without having to type a single line of code.I am thinking obviously at WordPress, my favourite website builder platform.But Wix is also another great alternative for any individual who needs an online presence.Don’t let a lack of technical skills alarm you The Internet is always changing, which implies that it offers opportunities for any individual who has something valuable to offer.If you’ve ever considered starting a business, I strongly recommend going online.The Internet offers you the possibility to create a fully automated online business that will give you a passive income and flexibility in your life. You will be able to work anywhere in the world as long as you have a computer and an Internet connection.I like to call it ‘living a digital lifestyle’.Give value to your customers first The Internet tracker, Internet Live Stats, estimates the number of websites live to near one billion.With thousands of websites created everyday, it is fundamental to know how to advertise your business effectively.95% of your work in growing an online business should to be centered on how to give value – and not on learning technical skills.When an online business goes down, it is not a result of technical issues but rather the fact that the owner didn’t bring genuine value to its audience.Many people start online on their own and give up from frustration. Don’t be this one.You might have tried before and have realized that promoting a business online is no easy task.Perhaps you have focused too much on the technical side and lost track on growing the business instead. Or you didn’t know how to bring value to your customers.For sure it requires significant investment to figure out how to give genuine value to the people you want to target, but once you found the right formula, you will see your online business flourish without having you to work harder for it!
Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding
Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.
Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.
Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.
Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )
How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:
Debt / Loans
Asset Based Financing
Alternative Hybrid type solutions
Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas
If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).
Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.
The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.
Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.
We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.
Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.
If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.
Weight Loss Domestic Tips
Excess weight is risky for health. Weight loss is a very difficult task for many. It is possible to lose weight very effectively by adopting a few domestic methods. You can also try it. However, by avoiding anxiety, you can reduce excess weight by natural means.
Many people eat extra raw salt while eating. But if you want to lose weight, you will have to quit the tendency of taking extra salt. Because, salt helps to raise body weight.
Bitter-flavored vegetables, especially Momordica charantia, are very effective for weight loss.
More spicy food, such as ginger, cinnamon, black pepper, should be kept in daily dinners. Spices help to reduce weight.
Those who follow the rules of diet control or fast after day by day to reduce weight, honey and lemon juice are very beneficial for them.
Besides, milk foods, such as cheese, butter are not good for eating. Meat and non-vegetarian food can’t be eaten in addition to the food needs.
You can take several meals a day by sharing the amount of food daily. However, it should be noted that each and every part is small. And to keep in mind the amount of rice in each part should not be more than one fist.
High starch food, such as rice, potatoes, will be eaten at controlled levels. But the best and the habit of eating wheat-eaten food. Besides, fresh fruits and green vegetables are also low calories foods, and those who have more weight, they should eat more than that.
Cabbage helps reduce weight. Cabbage prevents converting sweet and sugary foods into fat. Raw food can be eaten, and there is also a chance to cook.
But after all this, physical exercise is the most effective and important method of weight loss. Exercise helps to keep the body fat stored as fat. Exercise means that you don’t have to sweat the body using heavy dumbbells like bodybuilders in the gym. Get started lightly. Walking, running slowly, and swimming are enough, if you can continue regularly.
However, there is another good way to lose weight in the domestic system. The honey burns the excess fat of the body. Honey can be eaten in small quantities, too much if one teaspoon each time. You can also eat or drink a tablespoon lemon juice mixed with light hot water.
Follow the instructions above regularly. You will see the excess fat going out of the body. As well as the body will be neat, and there will be a lot of fun. Besides you can follow these diet plan to weight loss – Weight loss diet plan