A few weeks back I was giving a coaching session and was baffled to hear that the individual I was talking to had joined a web programming online course so he would have the technical skills to begin an online business.I ended up the call very frustrated.Technical skills are not vital for starting an online business. The main mistake many people do when beginning online is to believe that they need first to know how to code.Somebody is thinking of beginning an online business and… join a programming or web engineer online course.Do you see any logic here?!I now understand why web-programming courses have been flourishing the last few years on the Internet!With individuals intrigued by the opportunity that lies in having an online business, they mistakenly believe that by gaining the technical knowledge they will be able to start an online business.You can be the best online software engineer in the world and still struggle in being a successful digital entrepreneur.I get it – without a site, you can’t go far on the web.The uplifting news is that whether you want to blog or sell products online, you can have a website without having to type a single line of code.I am thinking obviously at WordPress, my favourite website builder platform.But Wix is also another great alternative for any individual who needs an online presence.Don’t let a lack of technical skills alarm you The Internet is always changing, which implies that it offers opportunities for any individual who has something valuable to offer.If you’ve ever considered starting a business, I strongly recommend going online.The Internet offers you the possibility to create a fully automated online business that will give you a passive income and flexibility in your life. You will be able to work anywhere in the world as long as you have a computer and an Internet connection.I like to call it ‘living a digital lifestyle’.Give value to your customers first The Internet tracker, Internet Live Stats, estimates the number of websites live to near one billion.With thousands of websites created everyday, it is fundamental to know how to advertise your business effectively.95% of your work in growing an online business should to be centered on how to give value – and not on learning technical skills.When an online business goes down, it is not a result of technical issues but rather the fact that the owner didn’t bring genuine value to its audience.Many people start online on their own and give up from frustration. Don’t be this one.You might have tried before and have realized that promoting a business online is no easy task.Perhaps you have focused too much on the technical side and lost track on growing the business instead. Or you didn’t know how to bring value to your customers.For sure it requires significant investment to figure out how to give genuine value to the people you want to target, but once you found the right formula, you will see your online business flourish without having you to work harder for it!
Best Skin Care: Top 10 Skin Care Tips
Healthy skin is probably the most important aspect of natural beauty-enhancement. Below you will find the top 10 best skin care tips. Though there are certainly more than 10 important tips to getting the most beautiful skin possible, this skin care tips list is limited to the top 10 that cover the critical points of skin care. Here they are:1. Know Your Skin Type. Determining your skin type is the first thing that must be done because it will determine the products you choose and the daily regimen that you will follow. There is no one product that will suit every skin type. Your type will be classified as dry, oily, or combination. Look for products that specifically deal with your particular type.2. Drink Plenty of Water. This cannot be stressed enough. Drinking lots of water will keep your skin moist and will aid in your overall health. Your skin is the biggest organ of your body and it requires a lot of water in order to be at its best. This is one of the most important tips for overall best skin care.3. Cleanse the skin twice a day. Every day we are exposed to dust, free radicals and outside pollutants that can damage our skin. Even though our skin doesn’t look “dirty”, we must be sure to cleanse regularly and twice a day is the recommended amount. When bathing or cleansing your face, use lukewarm water instead of very hot or very cold water because both of those may damage the skin as well.4. Treat your skin gently. Scrubbing the skin or exfoliating too often is not good for your skin. Never rub, but gently massage the cleanser into your face using upward circular motions. As you age, the skin loses its elasticity and rubbing it or pulling it can actually cause the skin to sag.5. Use a moisturizer. Dry skin looks bad because it’s not getting the proper nutrients that it needs. The dryness will actually cause your outer layer of skin to crack which results in an unattractive look. Choose a moisturizer that is right for your skin type and apply it over damp skin. Also ensure it’s a good quality product that contains the necessary nutrients for best skin care.6. NEVER use body soap on the face. This type of soap is meant for use below the neck. Only use cleansers that are made for the face because they are much more gentle on your skin.7. Use Sunscreen. This point cannot be stressed enough. Using sunscreen will protect your skin against the harmful UV radiation from the sun. You may think that if it’s cloudy that you don’t need sunscreen, but that’s not true. Skin cancer can be caused by exposure to UV rays so don’t forget this very important skin care tip.8. Exercise and get plenty of sleep. Both are essential for great skin and overall health. Lack of sleep and lack of exercise are both causes of sagging skin and wrinkles. Both exercise and sleep will help you to overcome any stress in your life which makes you look and feel better.9. Don’t ignore skin conditions. Be sure to pay attention to your skin and if you notice any abnormalities, consult your dermatologist immediately. It’s best to find out what the condition is before you start self-diagnosing and treating it yourself, which could lead to more problems.10. Try to beat stress. Though we all have stress in our lives, there are ways to lessen it. Understand that stress is harmful in so many ways to your health and to your appearance. It will harm the skin as well so be mindful of this and try to do things to help lessen the stress in your life.
Mobile And Manufactured Home Loans And Financing For Seniors
I am a Professional Housing Consultant (P.H.C.) certified by the Manufactured Housing Association and have spent many years in the manufactured home industry as a sales representative /sales manager for retail sales centers. Because of my vast experience, I would like to share some financing tips with seniors like myself. Let me begin by going back about ten or fifteen years ago. The
manufactured home industry was booming. There were many finance companies available all of which were competing for your business. They would finance almost anyone at a high interest rate and with little or no down payment. The retailers would take almost anything and show it as a down payment and highly inflate the value. As a result this category of customer would have no investment in their home. To make matters even worse the communities were offering free lot rent for one year or more.Most of us in the industry knew what was going to happen. However, no one knew when
it would happen. It eventually came to pass in the ’90′s…….a large majority of these owners simply walked away and let their homes be repossessed by the finance companiesAs a net result of all these repossessions most of the finance companies either went bankrupt or stopped lending to any mobile or manufactured home owner. Many retailers also went out of business. I happened to work for the largest manufactured home retailer and manufacturer in the world at that time. They also had to file bankruptcy and ended up going out of business.Now let’s talk about the good part of the industry, seniors like you and me!Many of us secured our home investment by either paying cash or putting down a substantial down payment with the result being that most of us are enjoying our investment and our
lifestyles today.However, those unexpected bills or rising costs keep coming in. There are a number of seniors that have had to leave their comfortable homes and go live with their children.
Many have had to give up the activities they like to do. Some have lost a spouse and some income.Let me explain how I handled my situation as unexpected bills came in.FirstI located a finance company that wanted my business.This information is available at my websites listed at the bottom of this article.SecondI borrowed fifty thousand dollars on my home with payments amortized over thirty years with interest only payments for the first seven years.ThirdI paid off all my bills which amounted to about eight thousand dollars.FourthI opened an interest bearing savings account, depositing five thousand dollars. This cash would be readily available for any emergency that arose.FifthI put thirty-seven thousand into a high yield certificate of deposit.Now, for more good news………The finance companies, by law, cannot age discriminate just because you are a senior.I will be one hundred two years old when my mortgage ends.My out pocket expense is
no higher now than it was before I refinanced.You may go to any of my websites while still on line to see if financing or refinancing is right for you. This will direct you to the companies I recommend. There also is an excellent insurance contact on the site. I received three quotes from them and put my car and home owners insurance with the same company and therefore saved a substantial amount of dollars on the home insurance.These websites contain all the information you will need to make a wise decision.Free Finance or Refinance
QuoteFree loan or insurance Quote [http://www.homeowners-choice.com]